Convert Credit Card Statement to Excel

Drop in any credit card statement PDF — Amex, Visa, Mastercard, Discover, Chase Sapphire or Ink Business, Capital One, Citi — and get a clean Excel file with one row per charge: date, merchant, category, amount, and posting reference.

Convert your statement — free

Card statements are designed for printing, not analysis

Card statements bury the actual transaction list under a payment summary, rewards balance, and fee disclosures. Copy-paste into Excel and merchant names get truncated, foreign-currency amounts lose their conversion column, and the category labels (when the issuer adds them) end up in the wrong column.

Corporate cards are worse. A 30-page Amex Business Platinum statement might cover four cardholders across two billing currencies. Reconciling that against your AP system manually is hours per month — and the column alignment falls apart on every wrapped merchant name.

One row per charge — no manual cleanup

PDFExcel handles every common credit card statement layout. Personal cards (Sapphire, Freedom, Amex Gold, Capital One Quicksilver), business cards (Ink Business, Amex Business Gold/Platinum, Capital One Spark), and corporate card programs all extract the same way: date, merchant, category, amount, currency, and reference.

Multi-cardholder statements get the cardholder name preserved as its own column so you can pivot by employee. Foreign currency charges keep both the original amount and the USD-converted amount. Wrapped merchant names like SQ *MORNING COFFEE BROOKLYN NY get rejoined into one cell. Drop the export into QuickBooks, Xero, or your expense system.

Fields you can pull

  • Transaction Date
  • Posting Date
  • Merchant
  • Category
  • Amount
  • Currency
  • Cardholder
  • Reference

The model knows that 'AMZN MKTP US*A12B3CD45' is one Amazon Marketplace charge — not a merchant name plus a SKU. That kind of merchant-string parsing is what separates this from a generic OCR tool.

Why PDFExcel for credit card statements

Most card statement converters need template setup or an enterprise demo. PDFExcel reads every issuer's layout out of the box — and you can convert your first statement in under a minute.

  • Knows every issuer's layout. Trained on Amex, Visa, Mastercard, Discover, Chase, Capital One, Citi, and corporate card formats. Handles multi-cardholder statements and foreign currency.
  • Free to start, no credit card. 10 documents free every month, forever. No card required, no expiring trial.
  • No demos. No installs. No setup.. Sign in with Google or Microsoft, upload your statement, download Excel. Under a minute end-to-end.
  • Files deleted after processing. Statements processed in memory and deleted immediately. Never stored, never shared, never used to train AI.

How it works

  1. Upload your statement(s). Drag and drop one PDF or a stack — personal, business, corporate. Native or scanned, up to 20 MB each.
  2. Pick your columns. Date, Merchant, Category, Amount to start. Add Cardholder for corporate cards or Currency for international travel.
  3. Download the spreadsheet. Excel or CSV with one row per charge. Drop into QuickBooks bank feed, your expense system, or category analysis.

What your card statement looks like in Excel

Merchant names rejoined, foreign currency split into its own column, multi-cardholder statements pivot-ready.

# Date Posting Merchant Category Amount Cardholder
1 03/02/2025 03/03/2025 DELTA AIR LINES Travel $842.30 S. Patel
2 03/03/2025 03/04/2025 AMZN MKTP US*A12B3CD45 Office Supply $148.92 S. Patel
3 03/06/2025 03/07/2025 SQ *MORNING COFFEE BROOKLYN NY Meals $18.40 L. Martinez
4 03/09/2025 03/10/2025 UBER TRIP HELP.UBER.COM Transport $32.15 L. Martinez
5 03/14/2025 03/16/2025 MARRIOTT INTL DENVER CO Travel $612.00 S. Patel

For the people categorizing card spend every month

Bookkeepers reconciling client cards, AP teams matching corporate-card charges to expense reports, controllers tracking T&E spend, finance ops auditing employee card usage.

A bookkeeper

Closes books for 12 small-business clients, each with a Chase Ink Business card. Batch upload all 12 statements, export to QuickBooks-ready CSV, import in three clicks per client.

An AP manager on a corporate Amex

30-page monthly Amex Business Platinum statement covering 6 cardholders. Pivot the export by Cardholder column to confirm every charge matches a submitted expense report.

A controller tracking T&E

Pulls quarterly card statements, joins on Category to build a department-by-department travel and entertainment analysis. Done in 20 minutes per quarter.

Pricing

  • Free — 10 documents / month, no credit card
  • Starter $69/mo — 50 documents, $1.50 per extra
  • Pro $199/mo — 200 documents, $0.99 per extra
  • Business $699/mo — 1,000 documents, $0.59 per extra

Frequently asked questions

Is this really free?

10 documents per month, free, forever. No credit card required, no trial that expires. Plans start at $69/month for 50 documents if you need more. You'll never be charged unless you explicitly upgrade.

Does it work on corporate Amex statements with multiple cardholders?

Yes. Multi-cardholder statements (Amex Business Platinum, Capital One Spark) preserve the cardholder name as its own column so you can pivot by employee. Each charge stays attributed to the right person.

What about foreign currency charges?

Foreign currency charges get both the original amount (with currency code) and the USD-converted amount as separate columns. Useful for international travel reconciliation and FX gain/loss tracking.

Will the output import into QuickBooks Online?

Yes. Export as CSV with QuickBooks' standard columns (Date, Description, Amount). The dedicated QuickBooks PDF import flow pre-formats it so you skip column mapping.

Does it handle scanned statements?

Yes — built-in OCR runs automatically when there's no embedded text layer. Scanned, faxed, or photographed statements work the same way as native digital PDFs.

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