Convert Bank Statement PDF to Excel

Drop in any bank statement PDF — Chase, Wells Fargo, Bank of America, PNC, Citi, business or personal — and get a clean Excel file with one row per transaction. Date, description, debit, credit, and running balance, structured and ready to reconcile.

Convert your first statement — free

Bank statement PDFs aren't built for spreadsheets

Copy a bank statement PDF into Excel and the columns collapse, dates fragment, and the running balance ends up in the description column. A 30-page business checking statement can take an hour to clean by hand — and you still have to verify every line.

It gets worse with mixed sources: native digital PDFs from Chase, image-based scans from a community bank, password-protected exports, even iPhone photos of paper statements. Generic PDF-to-Excel converters break the moment a row wraps, a column shifts, or OCR has to guess at handwriting.

Upload the PDF — get one row per transaction

PDFExcel reads bank statements the way an accountant does — by structure, not by pixel positions. Drop in a PDF, pick the columns you want, and download a clean spreadsheet. Multi-page statements stitch automatically. Running balances stay aligned across page breaks. Wrapped vendor names get rejoined into one row. Negative amounts stay negative.

It works on every common U.S. bank statement layout: Chase, Bank of America, Wells Fargo, Citi, PNC, US Bank, Capital One, TD, credit unions, business checking, savings, money market, and credit card statements. Scanned PDFs trigger built-in OCR — no separate workflow, no quality settings to tune. Need CSV instead of Excel or batch conversion for a whole folder? Same upload, different export.

Fields you can pull

  • Transaction Date
  • Description / Payee
  • Debit Amount
  • Credit Amount
  • Running Balance
  • Check Number
  • Reference Number

Trained on hundreds of thousands of real bank statements — not a generic AI chatbot with a PDF plugin. The model knows what a running balance is supposed to do across pages and that a wrapped vendor name is one transaction, not two.

Why bookkeepers and CPAs pick PDFExcel

Most PDF-to-Excel tools either need template setup, an enterprise demo, or charge per page. PDFExcel is the opposite: smart enough out of the box, free to start, and you can use it in your browser in 30 seconds.

  • Trained on real bank statements. Knows debits from credits, running balance behavior across pages, and wrapped vendor names. Not a generic chatbot with OCR strapped on.
  • Free to start, no credit card. 10 documents free every month — forever. No card required, no auto-renew traps, no 'free trial' that expires after 7 days.
  • No demos. No installs. No setup.. Sign in with Google or Microsoft and convert your first statement in under a minute. No sales calls, no IT ticket, no template configuration.
  • Files deleted after processing. Documents are processed in memory and permanently deleted as soon as extraction completes. Never used to train AI. Never shared.

How it works

  1. Upload your statement(s). Drag and drop PDFs — digital, scanned, or photographed. One file or a ZIP of a year. Up to 20 MB per file.
  2. Pick your columns. Date, Description, Debit, Credit, Running Balance to start — or add custom fields like Check Number, Reference, or Memo for your reconciliation workflow.
  3. Download the spreadsheet. Excel or CSV with one row per transaction, in chronological order. Drop straight into QuickBooks, Xero, or your audit workpapers.

What you get back: one row per transaction

An Excel file with the columns you asked for, signed correctly, and ready to import into QuickBooks or your reconciliation workpaper.

# Date Description Debit Credit Running Balance Reference
1 03/02/2025 Opening Balance $24,318.42
2 03/03/2025 ACH CREDIT — STRIPE PAYMENTS $4,210.00 $28,528.42 ST-9831
3 03/05/2025 CHECK #1432 — Smithson HVAC $1,875.00 $26,653.42 1432
4 03/08/2025 ZELLE TO Acme Supply $612.50 $26,040.92 ZL-4471
5 03/11/2025 WIRE TRANSFER IN — Acme Capital LLC $15,000.00 $41,040.92 WIRE-203
6 03/14/2025 DEBIT CARD — UPS Store #2841 $48.27 $40,992.65

Built for the people who reconcile statements every month

Bookkeepers running monthly close, CPAs cleaning up year-end, AP teams matching payments to invoices, controllers building cash-flow reports.

A bookkeeper at month-end

Closing books for 30 clients. Batch upload the whole stack of statements, export to CSV, import into QuickBooks. A full Monday's work, done before lunch.

A CPA on year-end clean-up

Twelve months of scanned statements arrive as one ZIP. Get back a single workbook with one tab per month, ready for trial-balance prep.

An AP team reconciling vendor payments

Pull every check that cleared the operating account this month, match against open AP invoices using the Check Number column as the join key. No manual line-matching.

Pricing

  • Free — 10 documents / month, no credit card
  • Starter $69/mo — 50 documents, $1.50 per extra
  • Pro $199/mo — 200 documents, $0.99 per extra
  • Business $699/mo — 1,000 documents, $0.59 per extra

Frequently asked questions

Is this really free? What's the catch?

10 documents per month, free, forever. No credit card required, no trial expiration. If you need more, plans start at $69/month for 50 documents. You can cancel any time, and you'll never get charged unless you explicitly upgrade and add a card.

Does this work on multi-page bank statements?

Yes. PDFExcel stitches multi-page statements into a single transaction list with the running balance preserved across page breaks. A 40-page business checking statement comes out as one continuous Excel sheet, with page headers and 'continued on next page' rows skipped automatically.

What about scanned or image-based PDFs?

Built-in OCR runs automatically when there's no embedded text layer. Scanned statements, photos of paper statements, and faxed copies all work the same way as digital PDFs from your bank — same upload, same fields, same output.

Will the output import cleanly into QuickBooks?

Yes. Export as CSV with QuickBooks' expected columns (Date, Description, Amount, Memo) and import via Banking → File Upload. Our dedicated QuickBooks PDF import flow pre-formats the export so you skip column mapping entirely. Same approach works for Xero, FreshBooks, and Wave.

Do I have to schedule a demo or talk to sales?

No. There's no demo, no sales call, no contract. Sign in with Google or Microsoft, upload a statement, and convert it. Your first conversion takes under a minute from the moment you land on the homepage.

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