Upload any Discover credit card statement PDF — Discover it Cash Back, Discover it Miles, Discover it Chrome, Discover it Student, or Discover Bank checking and savings — and get a clean Excel file with one row per charge: date, merchant, category, amount, and rewards earned.
Convert your Discover statement — free
Discover credit card statements lead with several pages of rewards summary — current cashback balance, rotating 5% category disclosures, the bonus-quarter calendar, year-to-date rewards earned. The actual transaction list often doesn't start until page 3 or later. Generic PDF tools that grab the first table they find pull the rewards summary instead of the activity.
Discover's rotating 5% bonus categories (Grocery / Gas / Restaurants depending on quarter) need to be tracked accurately if you're optimizing rewards. The statement assigns each charge a category, but the category column doesn't survive a generic PDF-to-Excel pass.
PDFExcel skips Discover's rewards-summary pages and goes straight to the transaction list. Each charge becomes one row with transaction date, merchant name, category (Discover's own categorization), amount, and rewards earned (when the statement shows per-charge rewards detail). Useful for category-based spend audits and rewards optimization.
Discover Bank checking and savings statements (separate product line) extract through the standard bank-statement workflow. Built-in OCR handles scanned Discover statements automatically. Drop into QuickBooks via PDF import, your budget tracker, or your reconciliation worksheet.
The model recognizes Discover's category labels (Grocery / Gas / Restaurants / Online Shopping / Travel / Wholesale Clubs) as a controlled vocabulary — useful when Discover's quarterly 5% rotation makes category accuracy worth dollars.
Most PDF tools either pull the rewards summary tables (and miss transactions) or lose Discover's category column (and break rewards tracking). PDFExcel reads the activity natively.
One row per charge with Discover's own category labels and rewards earned per charge — useful for 5% bonus quarter optimization.
| # | Date | Merchant | Category | Amount | Rewards |
|---|---|---|---|---|---|
| 1 | 03/02/2025 | WHOLE FOODS MARKET #225 | Grocery Stores | $142.18 | $1.42 |
| 2 | 03/04/2025 | AMZN MKTP US*A12B3CD45 | Online Shopping | $48.92 | $2.45 |
| 3 | 03/06/2025 | SHELL OIL 5764289201 | Gas Stations | $58.40 | $2.92 |
| 4 | 03/09/2025 | STARBUCKS COFFEE #4823 | Restaurants | $8.74 | $0.09 |
| 5 | 03/14/2025 | COSTCO WHSE #1077 | Wholesale Clubs | $284.50 | $2.85 |
| 6 | 03/16/2025 | DELTA AIR LINES | Travel | $842.30 | $8.42 |
Discover cardholders optimizing 5% rotating-category rewards, sole proprietors using Discover for business expenses, bookkeepers handling sole-prop Schedule C clients with mixed personal/business cards.
Tracks quarterly Discover it 5% bonus categories (Grocery / Gas / Restaurants / Online Shopping). Convert monthly statement, pivot by Category to validate 5% earning matches expected categories. Spot a misclassified charge in 2 minutes.
Uses Discover for both personal and Schedule C business expenses. Convert monthly statement, filter business-related categories, copy into QuickBooks Self-Employed for Schedule C expense tracking.
Three clients use Discover for business spend. Convert monthly statements, filter by category, drop into each client's QuickBooks for Schedule C-aligned bookkeeping.
Yes. Discover assigns each charge a category (Grocery, Gas, Restaurants, Online Shopping, Travel, Wholesale Clubs, etc.) and the model preserves it in its own column — useful for the 5% bonus quarter rotation.
Yes when the statement shows per-charge rewards detail (most Discover it variants do). For statements that only show a rewards summary, you'll see the total rewards earned but not per-charge breakdown.
Yes. Discover Bank deposit-account statements use a different layout than the credit card statements but extract through the standard bank-statement workflow with the same accuracy.
Yes. Export as CSV with QuickBooks' standard columns. For credit-card-feed import, treat the Discover card as a credit-card account in QBO. The QuickBooks PDF import flow pre-formats Discover exports to QBO's exact schema.
10 documents per month, free, forever. Personal Discover cardholders fit easily in the free tier. Plans from $69/month for 50 documents.